The American cowboy has been romanticized for over 100 years. In this book James P. Owen examines what business people today can learn from the Code of the West.
Here is the Code of the West – seems like it could benefit those in real estate as well as those on Wall Street. No whiners need order. www.cowboyethics.com
It looks like many baby boomers are heading into the Golden Years with less gold in their future and more time in the Salt Mines.
Washington Post (04/27/07) In a trend blamed in some measure on escalating mortgage debt and medical costs, U.S. seniorspersonal bankruptcy at a faster pace than any other age group. A study from researchers at the Administrative Office of the U.S. Courts found that even though the number of Americans aged 55 and up expanded to 30.1 percent of the national population in 2002 from 29.2 percent in 1994, the share of seniors seeking bankruptcy protection swelled 45.8 percent to 14 percent are filing for from 9.6 percent over that same time frame. The study results are being brought to light at a time when other research is documenting how more older consumers are leaning on home-equity loans and credit cards to foot their medical bills.
In talking to a few of the lenders we use, there are options available for these boomers to still turn things around and not have to face a future of working with one foot in the grave. If you feel you are approaching such a situation – act now – before your options erode even further. Lending guidelines are changing everyday and becoming more restrictive – delay of game – may cost you retirement or worse.
Knowledge is Power!!
The Alliance for Youth named the City of San Ramon as a winner of a national competition to identify the 100 Best Communities for Young People.
"This community deserves to be named one of the nation's best 100 communities for young people because it genuinely cares about our interests." Daniel Lin, Teen Council Member
"The City's priority from in incoporation some 20 years ago was building a community based on collaboration between parks, police and planning. This award is a tribute to all of the public and private entities working together to make San Ramon one of the best communities for youth," said City Manager Herb Moniz.
A complete list of winners can be found here.
Another big plus for San Ramon happens on Saturday, May 5th as San Ramon opens its very own certified farmers market. Located on the scenic 16-acre historic Forest Home Farms, the market will offer a festive and family-friendly gathering place to enjoy the freshest local fruits and vegetables available.
The market will run every Saturday from May to October from 9am to 1pm – 1995 San Ramon Valley Boulevard.
See You There!
The weekly meetings of the Realtors Marketing Association (San Ramon, Danville, Alamo) and the Valley Marketing Association (Pleasanton, Dublin) were loaded with new listing presentations. I was talking with one local homeowner this week that said it was an overnight phenomena on his block – one morning this past week sale signs appeared in about half a dozen yards on our street.
Look for this to continue for the next few weeks. Right now is a great time for move-up buyers. Move-up buyers can leverage the current inventory to their advantage and wind up with more home with little increase in monthly cash flow. Ask us how.
This week's new listings included:
The Harper Team can assist you with the purchase of these or any other properties in the East Bay area. We offer a Buyer's Guarantee and a Client Satisfaction Guarantee. We keep our clients informed as we work to move transactions forward while reducing the hassle-factor and stress for our clients.
