Save Money on a New Home in Dublin, San Ramon or Pleasanton

First-time buyers are in the perfect situation to purchase a home in San Ramon, Dublin or Pleasanton, CA. In fact, the financial assistance for first time buyers is so good, perhaps we should offer coupons.

Federal Tax Credit Coupon for Home Buyers

The U.S. Department of Housing and Urban Development (HUD) announced that first-time homebuyers using FHA-approved lenders can now get an advance on the $8,000 tax credit created by the stimulus package and apply it toward their down payments or closing costs.

California Financial Assitance Programs for First Time Buyers

CalHFA partners with over 300 localities (cities, counties, housing authorities, nonprofit entities, and redevelopment agencies) to offer the AHPP. This program is intended for low income first-time homebuyers who meet specified income limits and who are purchasing a new or existing home anywhere in California. 

The CHDAP offers down payment assistance for first-time homebuyers who meet specified  moderate income limits. The CHDAP provides a deferred-payment junior loan – up to 3% of the purchase price, or appraised value, whichever is less – to qualified borrowers to be used for their down payment or closing costs. This junior loan may be combined with a CalHFA or non-CalHFA first mortgage loan. This junior loan cannot be combined with the Extra Credit Teacher Program (ECTP).

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Contact Craig for more information – 925-984-4910