That's right - here at The Harper Team - we eschew obfusication - AND - we give you the facts, so you can too.

From Business 2.0

Top Ten Foreclosure Markets - Does not include any California cities

Bubble Proof Markets - Includes two California cities.

Where Not to Buy – The Bottom 10 - Includes 6 California Cities

Top 10 Cities – Where to Buy Now - Includes 1 California city

Thank goodness it's a big state! 

Changing Their Tunes

The Mortgage Bankers Association on Tuesday pushed back its prediction for a turnaround in U.S. housing, saying housing would regain its footing near the end of the year instead of its December forecast of mid-year.

The National Association of Realtors (NAR) on Tuesday also lowered its forecasts for home sales and construction, although the group still predicts a housing recovery this year.

How do you like your Real E-steak?

Can you say sub-prime meltdown? 

Many lenders we know are advising past clients that used subprime loans in the past several years, to call and check on the feasability of refinancing - "the rules they are a changing." Some of the changes being made as a result of the subprime implosion will affect some home owners' ability to qualify for certain refinancing options. It's good advice to call now and check out where you stand before things change and you have fewer options.